SOMERSET TRUST COMPANY
CERTIFICATES OF DEPOSIT COMPARISON
1 Month (10-59 Days) 2 Month (60-89 Days) 3 Month or 6 Month CD (90-180 Days) 12 to 60 Month CD
Required deposit to open $10,000 $10,000 $1,000 $500
Minimum daily balance to obtain annual percentage yield $10,000 $10,000 $1,000 $500
Additional deposits accepted NO NO NO NO
Withdrawals permitted without penalty NO NO NO NO
Interest paid or credited At Maturity At Maturity At Maturity Semi-annually and at Maturity
Automatically renewed at maturity-You have 5 business days after maturity date to withdrawal without penalty YES YES YES YES
*One time option to bump up the interest rate during the initial term of the CD
**Requires another relationship with STC (ie. checking, savings, loan)

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