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Account Fee Schedule

Fees may be changed by the bank at any time after reasonable notice of not less than 30 days. Additional disclosures for your account are necessary to complete the total package. As per Federal regulations, this disclosure applies to consumer accounts.

ACCOUNT FEE SCHEDULE
Updated June 1, 2011
 
CONVENIENT CHECKING ACCOUNT
Unlimited check writing No Fee
 
HORIZON 50 CHECKING ACCOUNT
Unlimited check writing No Fee
 
STUDENT ADVANTAGE CHECKING ACCOUNT
Unlimited check writing No Fee
 
REGULAR CHECKING ACCOUNT
*Monthly Minimum Balance Fee
if daily balance falls below $200 during a statement period $ 3.00
No fee will be charged if checking account daily balance does not at anytime fall below $200 during the statement period;

OR, if minimum daily balance of $1,000 or more is maintained during the statement period in any one of these linked Somerset Trust accounts:
     Statement Savings; Money Market Savings
     Certificate of Deposit; Individual Retirement Account (IRA)

OR, you receive direct deposit of payroll, social security, or other retirement benefit.
 
PERSONAL PLUS INTEREST CHECKING ACCOUNT and INTEREST CHECKING ACCOUNT
*Monthly Minimum Balance Fee may be charged if the following conditions apply;
if minimum daily balance is below $1,500 during a statement period;
OR, if average daily balance is below $2,500 during a statement period. $ 5.00
No fee will be charged if average daily balance in a Somerset Trust Company Statement Savings Account is over $3,000 during a statement period.
 
ADVANTAGE INTEREST SAVINGS, MONEY MARKET SAVINGS, MONEY MARKET PLUS, and SUPER MONEY MARKET PLUS ACCOUNT
"Monthly Minimum Balance Fee
if minimum balance falls below $50.00 during a statement period $ 1.00
 
STATEMENT SAVINGS ACCOUNT / SUPER SAVER ACCOUNT
*Monthly Minimum Balance Fee
if daily balance falls below $5.00 during a statement period $ 1.00
 
OVERDRAFT PROTECTION SAVINGS
*Monthly Minimum Balance Fee if daily balance falls below $1,000 during a statement period. $ 1.00
 
EXCESSIVE TRANSFER FEES
Each time you go over the limit as follows:     $10.00
  • Transfers from a Money Market Savings or Statement Savings Account / Super Saver Account to another account or to third parties by preauthorized, automatic, telephone agreement, computer transfer, draft, or similar order to third parties are limited to 6 per calendar month.
     
  • Transfers from a Money Market Plus, IRA Savings, Super Money market Plus or Advantage Interest account to another account or to third parties by preauthorized, automatic, telephone agreement, computer transfer or by check, draft, or similar order to third parties are limited to 6 per calendar month.
 
CHRISTMAS CLUB ACCOUNT
*Account Closing Fee / Early Withdrawal Fee
We may impose a penalty if you withdraw any or all of the principal before the maturity date. The penalty imposed will be greater of $5.00 or 7 days simple interest on the amount withdrawn.
 
BUSINESS CHECKING ACCOUNT
Monthly Minimum Balance Fee  $ 8.00
Monthly minimum balance fees may be charged if your balance falls below $600 anytime during a statement period.
No fee will be charged if your minimum checking account balance remains $600 or more during a statement period; OR, if a minimum balance of $5,000 or more is maintained in a linked Somerset Trust savings account or Certificate of Deposit.
Monthly minimum balance fee decreased to $5.00 with electronic statements (eStatements).
No fee for STC OnLine Banking