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Credit and Debit Cards

Pack Your Wallet With More Buying Power

Not all cards are created equal.

Some credit cards have higher interest rates.
Some credit cards have higher annual fees.
And some have lower credit limits.

Some debit cards carry transaction charges.
Some debit cards require you to use the card to avoid a fee.

Somerset Trust Company's goal as a community bank issuer is to offer the best card and exceed every cardholder's expectations.

Credit Cards

Somerset Trust Company is one of the few remaining community banks to locally service and manage their own credit cards. This means when you need help, your call is to local people right here in Somerset.
  • MasterCard® with Rewards credit card is the same trusted MasterCard®, just a lot more convenient.
    Earn ScoreCard© Reward Points.

Debit Cards


Our debit cards give you convenient access to your money.

  • STC CheckCard - Better than cash, STC CheckCard combines the benefits of an ATM and a check.





Gift Cards

Looking for a special gift but just don’t know what to get? Purchase a Gift Card that may be used wherever Visa is accepted.

Report a Lost or Stolen Card

STC CheckCard or STC ATMCard
To report lost or stolen STC CheckCard or ATM card please call (800) 528-2273.

MasterCard or VISA credit card
Report lost or stolen Somerset Trust Company MasterCard or VISA credit card. Please contact Customer Service immediately at (866)839-3485 to report your card as lost or stolen.

Be prepared to provide the following information:
1. Date and time your card was lost or stolen.
2. Location your card was lost or stolen.
3. Last transaction or purchase by you, including the date and amount.

STC CreditCard Access

Our STC CreditCard Access is an easy, online credit card account management that’s convenient, secure and user-friendly.