Free Credit Report

Somerset Trust encourages you to fight identity theft by monitoring and reviewing your credit report.  You are entitled to a free credit report every 12 months from each of the three major consumer reporting companies (Equifax, Experian and TransUnion).  Click here to obtain your free credit report.

You can request and review your free report through one of the following ways:

You can request all three reports at once or you can order one report at a time.  By requesting the reports separately (for example, one every four months) you can monitor your credit report throughout the year.  Once you have received your annual free credit report, you can still request additional reports.  By law, a credit reporting company can charge no more than $12.50 for a credit report.