Rates effective as of January 18, 2022

Somerset Trust Company
MORTGAGE RATES

Interest Rates and loan terms subject to change.
Loan Type
Interest Rate as Low As
Annual Percentage Rate
10 Year Fixed*
2.875%
3.086%
15 Year Fixed**
2.875%
3.020%
20 Year Fixed***
3.500%
3.614%
30 Year Fixed****
3.750%
3.832%
The rate is based on a credit review and your rate may be higher based on your credit score, property type, loan to value and mortgage product.  
The example mortgage Annual Percentage Rates shown above are based on loans secured by a single-family primary residence and are calculated using a $100,000 loan amount at 80% loan-to-value (LTV). The example payments per $1,000 borrowed shown below do not include the amounts for private mortgage insurance, taxes and insurance premiums. The actual payment obligation will be greater. Property, title and/or flood insurance (if applicable) may be required. An appraisal may be required. Please contact one of our Mortgage Loan Originators for complete details.
     *120 monthly payments of $9.60 per $1,000 borrowed.
    **180 monthly payments of $6.85 per $1,000 borrowed.
  ***240 monthly payments of $5.80 per $1,000 borrowed.
****360 monthly payments of $4.63 per $1,000 borrowed.