Managing Your Investments
Our specialists draw upon various sources of research and analysis to manage your money based on your objectives. We analyze the financial needs and goals to develop an asset management strategy that is as comprehensive and unique as each investor’s circumstances.
Unlike other investment managers, our bank does not evaluate performance based on product sales quotas. The law holds trust departments to a higher standard of performance than brokerage firms, insurance companies and mutual fund providers. This high standard helps ensure that portfolio assets are prudently managed through sound investment practices. Over the years, we have helped our clients manage their assets to meet market challenges and opportunities.
Investment Products
Wise money management is essential to achieving your financial goals. Not all investments are right for everyone and there are many ways to invest. Some are intended to provide a steady, guaranteed income, while others provide growth of your principal and income. Others are long-term, high-risk, and high-potential growth investments.
Our Osaic Institutions Executive is available to meet with you to discuss a complete menu of financial options which include:
•Investments
•Mutual Funds
•Tax Deferred Annuities
•IRAs, Traditional and Roth, 401(k)s, SEPs, and SIMPLEs
•529 Plans
•Life Insurance
•Long Term Care Insurance
Consult our Planning Process Checklist to gather all the necessary information and then contact us:
STC Trust & Investment Management
Emily Raupach
Investment Executive
151 West Main Street
P.O. Box 777
Somerset, PA 15501
emily.raupach@osaicinstitutions.com
(814) 444-3156
Business Investment Products
Locally managed and staffed, our full service Trust Department offers investment management and retirement plans specifically designed for you and your employees.
We can help you establish objectives and then apply our investment skills to help you reach those objectives. Administrative and custodial services are also available.
•Mutual Funds and asset allocation funds
•Estate Planning Services
•401(k) Plan Administration ◦Your company may make tax-deductible matching
•SEP (Simplified Employee Pensions)
•SIMPLE IRA Plans
•Profit Sharing Plans
•Employee Stock Ownership Plans (ESOP)
•Defined Benefit Pensions
•Money Purchase Plans
We want you to know:
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Are Not
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Are Not Insured by any Other
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May Lose Value, including
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Are Not a Bank Deposit
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Are Not Guaranteed
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For more information, contact:
STC Trust & Investment Management
131 N Center Avenue
P.O. Box 1330
Somerset, PA 15501
(814) 443-9201
Important Information
Investment and insurance products and services are offered through OSAIC INSTITUTIONS. Member FINRA / SIPC. STC Investment Services is a division of the bank. Osaic and the bank are not affiliated. Products and services made available through Osaic are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.