Managing Your Investments 

Our specialists draw upon various sources of research and analysis to manage your money based on your objectives. We analyze the financial needs and goals to develop an asset management strategy that is as comprehensive and unique as each investor’s circumstances.

Unlike other investment managers, our bank does not evaluate performance based on product sales quotas. The law holds trust departments to a higher standard of performance than brokerage firms, insurance companies and mutual fund providers. This high standard helps ensure that portfolio assets are prudently managed through sound investment practices. Over the years, we have helped our clients manage their assets to meet market challenges and opportunities.

Investment Products 

Wise money management is essential to achieving your financial goals. Not all investments are right for everyone and there are many ways to invest. Some are intended to provide a steady, guaranteed income, while others provide growth of your principal and income. Others are long-term, high-risk, and high-potential growth investments.
Our Osaic Institutions Executive is available to meet with you to discuss a complete menu of financial options which include:
•Mutual Funds
•Tax Deferred Annuities
•IRAs, Traditional and Roth, 401(k)s, SEPs, and SIMPLEs
•529 Plans
•Life Insurance
•Long Term Care Insurance
Consult our Planning Process Checklist to gather all the necessary information and then contact us:
STC Trust & Investment Management
 Emily Raupach
 Investment Executive
 151 West Main Street
 P.O. Box 777
 Somerset, PA 15501
 (814) 444-3156

Business Investment Products 

Locally managed and staffed, our full service Trust Department offers investment management and retirement plans specifically designed for you and your employees.
We can help you establish objectives and then apply our investment skills to help you reach those objectives. Administrative and custodial services are also available.
•Mutual Funds and asset allocation funds
•Estate Planning Services
•401(k) Plan Administration ◦Your company may make tax-deductible matching
•SEP (Simplified Employee Pensions)
•Profit Sharing Plans
•Employee Stock Ownership Plans (ESOP)
•Defined Benefit Pensions
•Money Purchase Plans
We want you to know:
Investment products and services provided by Somerset Trust Company:
Are Not
Are Not Insured by any Other
Agency of the United States
or the Bank.
May Lose Value, including
possible loss of principal.
Are Not a Bank Deposit
or Bank Obligation
Are Not Guaranteed
by the Bank.

For more information, contact:

STC Trust & Investment Management
 131 N Center Avenue
 P.O. Box 1330
 Somerset, PA 15501
 (814) 443-9201


Broker Check by FINRA

Important Information
Investment and insurance products and services are offered through OSAIC INSTITUTIONS. Member FINRA / SIPC. STC Investment Services is a division of the bank. Osaic and the bank are not affiliated. Products and services made available through Osaic are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.