Find the savings option that is right for you...

IRA Comparison

 
15-Month
IRA
18-Month Variable Rate IRA
18-Month Fixed Rate
IRA
30-Month
IRA
42-Month
IRA
60-Month
IRA
Savings IRA
 Required Deposit to Open
$1,000
$25
$100
$500
$500
$1,500
$25
 Minimum Daily Balance** to Obtain APY*
$500
No Minimum Required
No Minimum Required
No Minimum Required
No Minimum Required
No Minimum Required
No Minimum Required
 Additional Deposits Accepted?
No
Yes, Minimum Additional Deposit Amount $25
Yes, Minimum Additional Deposit Amount $100
Yes, Minimum Additional Deposit Amount $500
Yes, Minimum Additional Deposit Amount $500
No
Yes, Minimum Additional Deposit Amount $25
 Withdrawals Permitted Without Penalty?#
Withdrawals may be made without penalty after you have reached age 59 1/2 or in case of death or disability.
Withdrawals may be made without penalty after you have reached age 59 1/2 or in case of death or disability.
Withdrawals may be made without penalty after you have reached age 59 1/2 or in case of death or disability.
Withdrawals may be made without penalty after you have reached age 59 1/2 or in case of death or disability.
Withdrawals may be made without penalty after you have reached age 59 1/2 or in case of death or disability.
Withdrawals may be made without penalty after you have reached age 59 1/2 or in case of death or disability.
Yes
 Interest Compounded or Credited 
 Semi-Annually
Monthly
 Semi-Annually
 Semi-Annually
 Semi-Annually
 Semi-Annually
Monthly
 Automatically Renewed At Maturity? (you have 5 business days after maturity date to withdraw without penalty)
Yes
Yes
Yes
Yes
Yes
Yes
N/A
 
  *Annual Percentage Yield
**Daily Balance (The amount of the ledger principal in the account each day.)
#Other withdrawals may be subject to penalty equal to 180 days simple, nominal interest.
   Other withdrawals on the 60 Month IRA may be subject to penalty equal to 365 days simple, nominal interest.

For more information and current rates, call 814-443-9200 or 800-972-1651.