Statement Savings Account 

Basic savings account with no minimum balance required to open.
  • User friendly monthly statement helps track account activity.
  • Go paperless with eStatements
  • STC Anywhere online, mobile, and tablet banking with Person to Person payments, bill payment options, alerts and more.
  • To obtain the disclosed annual percentage yield, you must maintain a minimum balance of $100
  • Other fees may apply. Complete listing of fees may be found in the Account Fee Schedule.

Advantage Interest Account

Higher-yielding savings options for short or long term goals with tiered interest rate structures.
  • $250 deposit required to open account
  • User friendly monthly statement helps track account activity
  • Go paperless with eStatements
  • STC Anywhere online, mobile, and tablet banking with Person to Person payments, bill payment options, alerts and more.
  • Other fees may apply. Complete listing of fees may be found in the Account Fee Schedule.

Overdraft Protection Savings

Offering peace of mind. If an overdraft occurs, funds automatically transfer from your savings to your checking.
  • No minimum deposit required to open
  • User friendly combined monthly statement outlines both checking and savings activity for simple reconciliation.
  • Go paperless with eStatements
  • STC Anywhere online, mobile and tablet banking with Person to Person payments, bill payment options, alerts and more.
  • Other fees may apply. Complete listing of fees may be found in the Account Fee Schedule.

Christmas Club Account 

Start saving now to make shopping easier next December.
  • No minimum deposit required to open at a branch. $25 minimum deposit required to open the account if opened online.
  • Complimentary Gift
  • STC Anywhere mobile, and tablet banking
  • Other fees may apply. Maturity date information and a complete listing of fees may be found in the Account Fee Schedule.
 

Click Here for Terms and Conditions info.

Click Here for more information on account fees.

Privacy Disclosure

Rev. 4/2016
FACTS

WHAT DOES SOMERSET TRUST COMPANY DO WITH YOUR PERSONAL 
INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
 
 
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • Account balances
  • Payment history
  • Account transactions
  • Checking account information
  • Wire transfer instructions
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Somerset Trust Company chooses to share; and whether you can limit this sharing.
  
Reasons we can share your personal information Does Somerset Trust Company share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus  Yes  No
For our marketing purposes - to offer our products and services to you  Yes  No
For joint marketing with other financial companies  Yes  No
For our affiliates' everyday business purposes - information about your transactions and experiences  No  We don't share
For our affiliates' everyday business purposes - information about your creditworthiness  No  We don't share
For nonaffiliates to market to you  No  We don't share
Questions? Call 814-443-9200 or Toll-free at (800) 972-1651 or go to www.somersettrust.com
 
What We Do
How does Somerset Trust Company protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Somerset Trust Company collect my personal information? We collect your personal information, for example, when you
  • Open an account
  • Apply for a loan
  • Give us your income information
  • Make a wire transfer
  • Show your government-issued ID
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Somerset Trust Company has no affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Somerset Trust Company does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include Investment Company
Other Important Information

For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationship with nonaffiliates either for them to market to you or for joint marketing. - without your authorization.
For Vermont Members/Customers. We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information or nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures.

Additional information concerning our privacy policies can be found at www.somersettrust.com or call 814-443-9200 or Toll-free at (800) 972-1651.

  

Privacy Model Disclosure
VMP® Bankers Systems™
Wolters Kluwer Financial Services © 2010

   PRIV-MODEL 8/1/2010
   2016.3/2134   200303549 Custom