You must maintain a minimum balance of $100 in the account each day to obtain the disclosed annual percentage yield.
Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rates for your account at any time. The current interest rates and annual percentage yields can be found in the Account Rate Sheet.
Interest begins to accrue on the business day you deposit noncash items (for example, checks).
Interest will be compounded monthly and credited to your account monthly on the statement date. If you close your account before interest is credited, you will receive the accrued interest up to the date you close the account.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the ledger principal balance in the account at the end of business each day.
Monthly minimum balance fee of $1.00 if daily balance falls below $5.00 in a statement period.
User friendly monthly statements helps track account activity.
eStatements (Go Paperless!).
Free use of STC ATMs when you use your STC CheckCard.
STC Anywhere, mobile and tablet banking with person to person payments, bill pay options, and more.