Community Focused, Always
Strong communities are built one relationship at a time. By helping individuals, families, businesses, and organizations succeed, we help create stronger communities for everyone.
Our Mission
At Somerset Trust Company, we are committed to understanding our customers, our communities, and one another in order not only to meet their banking needs, but to exceed expectations every day.
Community Engagement
Being a community bank means showing up where it matters most—in the lives of our customers and the communities they call home. We support local organizations, causes, and events that help strengthen the places we serve.
Paid Volunteer Time
We encourage our employees to be active in the communities they serve. To support that commitment, we provide 40 hours of paid volunteer time to each employee every year, reinforcing the importance of making a meaningful impact that extends beyond the workplace.
Financial Education & Outreach
Financial education is an important part of strengthening communities. We provide educational programs and resources for schools, businesses, community groups, and organizations across the markets we serve.
Community Events
We enjoy participating in local events and connecting with the communities we serve. You'll often find Somerset Trust at county fairs, festivals, parades, and community celebrations throughout the region.
Donations & Sponsorships
We partner with local schools, nonprofits, and community organizations through sponsorships and other forms of support that help strengthen our communities. Together, these partnerships create opportunities, build connections, and contribute to the quality of life in the places we call home.
Meet our Team
Our team members live, work, and volunteer in the communities we serve. Get to know the people behind Somerset Trust and the relationships that make community banking personal.
Our Core Values
Service
Customers are at the center of everything we do. We listen carefully, provide thoughtful guidance, and work to deliver service that is helpful, responsive, and focused on what matters most to each customer.
Honesty
We believe trust is built through honesty. By communicating openly and acting with integrity, we create lasting relationships with our customers, employees, and communities.
Fairness
We strive to treat every customer with fairness, respect, and professionalism while providing access to products, services, and opportunities that help them move forward with confidence.
Our History
For more than 135 years, Somerset Trust has grown alongside the communities we call home. What began as a local bank has evolved into a trusted financial partner guided by the same values, local roots, and commitment to serving customers with honesty and care.
1889: Where Our Story Began
Somerset Trust Company began as First National Bank of Somerset, founded by father and son duo Congressman Edward Scull and George R. Scull. Together, they recognized the need for a hometown bank to serve the financial needs of the local community.
1954: Shaping the Future
In 1954, George Scull Cook took the helm as president of Somerset Trust Company. With one branch, twenty employees, and $8 million in assets, the bank was equipped for growth.
1975: A New Chapter Begins
As a way to accommodate rapid growth, the bank moved to 151 West Main Street, gaining the space it desperately needed. That branch still serves as our main office today.
1987: The Legacy Continues
In 1987, George Henry Cook became President, continuing the family legacy that traces back to the Bank's founding. At that time, the bank had grown to 100 employees, three branches, and $144.6 million in assets.
2019: A Milestone of Growth
Marking 125 years in business, the bank expanded significantly under Henry’s leadership, with 451 employees, 38 branches, and $625 million in assets.
2020-2021: Six Generations Later
In 2020, Sean M. Cook was named Chief Executive Officer, becoming the sixth-generation to lead Somerset Trust Company. In 2021, he was also named President, continuing the family's legacy while guiding the bank to unparalleled success. Today, Somerset Trust continues to serve its communities with nearly 500 employees, 50 branches, and $2.5 billion in assets.
A Growing Career Begins Here
Whether you're beginning your career or bringing years of experience, you'll find a workplace that values service, integrity, collaboration, and a commitment to helping others succeed.
Trusted by Our Neighbors
Somerset Trust Co. has been the only bank I have ever worked with that is on top of their game. The staff and management is always there to answer any questions that I have.
Working with this team has been an exceptional experience from start to finish. The combination of responsiveness, expertise, and true customer care made all the difference, and we couldn't be more grateful for the experience.
Somerset Trust continues to demonstrate its commitment to our community by covering the cost of one course per semester for early college students at Allegany College of Maryland. This generous investment opens doors to educational opportunity for countless Somerset County students.
The team at Somerset Trust is very responsive which made our banking transition seamless. There is always support staff available when a question or problem arises. We couldn't be happier with our working relationship with Somerset Trust.
STC has assisted the VFD with several loans to renovate our building and purchase a new fire engine, each time they were more than willing to finance our projects. The process was fast and easy with very competitive rates on the deposit side.
Let’s Move Forward, Together
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