Banking That Helps You Move Forward With Confidence

For more than 135 years, Somerset Trust has helped people, families, businesses, and communities make confident financial decisions with clear guidance, practical options, and local support from people who listen first.

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Local Banking, Built Around Real Relationships

Since 1889, Somerset Trust has grown with the communities we serve. We bring modern banking tools together with local guidance, clear answers, and a commitment to doing what’s right for our customers.

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We Know the Area, and the People
You deserve a bank that understands the place you call home. Our local roots help us serve families, businesses, and communities with practical guidance that fits real life.
We Listen Before We Recommend
Good banking starts with understanding what you need. We take time to answer questions, explain your options, and help you choose what fits.
You Get Modern Access With Local Support
Bank online, on your phone, or in person — and know that real people are here when you need help, clarity, or a next step.
Committed Beyond Banking
Somerset Trust is committed to helping local communities move forward through service, support, and long-term relationships.

Trusted by Our Neighbors

Somerset Trust Co. has been the only bank I have ever worked with that is on top of their game. The staff and management is always there to answer any questions that I have.

Charles Kennedy, Tri State Electric Inc.

Working with this team has been an exceptional experience from start to finish. The combination of responsiveness, expertise, and true customer care made all the difference, and we couldn't be more grateful for the experience.

Dave Mohnkern, Dynamic Metal Processing Corporation

Somerset Trust continues to demonstrate its commitment to our community by covering the cost of one course per semester for early college students at Allegany College of Maryland. This generous investment opens doors to educational opportunity for countless Somerset County students.

David Jones, President, Allegany College of Maryland

The team at Somerset Trust is very responsive which made our banking transition seamless. There is always support staff available when a question or problem arises. We couldn't be happier with our working relationship with Somerset Trust.

LaVale Sanitary Commission

STC has assisted the VFD with several loans to renovate our building and purchase a new fire engine, each time they were more than willing to finance our projects. The process was fast and easy with very competitive rates on the deposit side.

Meyersdale Volunteer Fire Department