Tools That Help Keep Business Moving
Business online banking does more than account access—it helps manage payments, receivables, reporting, and user access.
Autobooks
Send invoices, accept payments, track receivables, and access accounting tools directly inside online banking.
ACH & Wire Payments
Initiate electronic payments to employees, vendors, suppliers, and other businesses without leaving the platform.
Desktop Deposit
Scan and deposit checks from your office to reduce branch visits and speed up deposits.
Reporting & Analytics
Create custom reports, monitor activity, and access account insights that support financial decision-making.
User Management
Assign users, customize permissions, and control who can access accounts, reports, and payment functions.
Alerts & Notifications
Receive updates about transactions, account activity, user changes, and other important events.
Autobooks: Invoicing, Payments, and Accounting in One Place
Autobooks brings invoicing, payment acceptance, reporting, and accounting tools directly into Somerset Trust Business Online Banking. Instead of managing multiple platforms, you can send invoices, collect payments, track cash flow, and monitor business performance from one place.
Professional Invoicing
Create branded invoices, automate recurring billing, track payment status, and add late fees when appropriate.
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Online Payment Acceptance
Accept ACH payments, debit cards, and major credit cards through secure digital payment options.
Payment Links & QR Codes
Share payment links through email, text messages, websites, or social media and allow customers to pay using a unique QR code.
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Accounting & Reporting
Track income and expenses, monitor cash flow, manage bills, and access business reporting tools without separate accounting software.
Move Money More Efficiently
Business banking often requires more than simple transfers. These tools help you send payments, manage cash flow, and keep funds moving throughout your organization.
ACH Payments
Send electronic payments to employees, vendors, and suppliers while simplifying payroll processing, recurring payments, collections, and other routine transactions.
Wire Transfers
Move funds quickly for time-sensitive transactions and larger payments through domestic and international wire transfer capabilities.
Internal & External Transfers
Transfer funds between eligible Somerset Trust accounts or linked external accounts to better manage cash flow and liquidity.
Bill Pay
Schedule one-time or recurring payments, manage payees, and keep vendor payments organized from a single location.
Set Up Digital Banking for Your Business
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Enroll in Online Banking
Create your online banking access and connect eligible Somerset Trust accounts so you can manage your finances from your computer or mobile device
Register for Online Business Banking -
Download the STC Mobile App
Access convenient banking tools including mobile deposit, bill pay, transfers, alerts, and account management from your mobile device.
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Sign In and Start Banking
Explore available features, customize your preferences, and begin using digital banking in a way that fits your routine.
Bank Online With More Confidence
A few simple habits can help you make the most of online and mobile banking while keeping your account access protected.
Use the Official App or Website
Download the STC Mobile app from a trusted app store or access online banking through Somerset Trust's official website.
Keep Login Details Private
Never share your username, password, verification codes, or account access information.
Set Up Helpful Alerts
Use account and card alerts to stay informed about activity and identify transactions that may need attention.
Review Activity Regularly
Review account activity regularly and contact Somerset Trust promptly if you notice unfamiliar transactions or suspicious activity.
Business Online Banking FAQs
Every business operates differently. These answers address common questions about payments, user access, account management, and the digital tools available through Somerset Trust Business Online Banking.
Yes. Eligible businesses can provide Business Online Banking access to employees, accountants, bookkeepers, and other authorized users. User permissions can be customized based on each person's responsibilities.
Depending on your services and permissions, Business Online Banking may support ACH payments, wire transfers, bill payments, internal transfers, and transfers to linked external accounts.
Many business banking features are available through the STC Mobile App, allowing authorized users to monitor accounts, review activity, and manage banking tasks while away from the office.
Eligible businesses can access Autobooks within Business Online Banking to create invoices, accept payments, track receivables, and manage other accounting-related tasks.
Yes. Eligible external accounts can be linked for transfers and added visibility, helping you manage more of your finances from one place.
Need help navigating the platform?
Check out our digital, interactive guidebook for detailed instructions.