Manage Your Business More Efficiently

When financial processes run smoothly, your team can focus on serving customers, supporting employees, and pursuing new opportunities for growth. We're here to help make that possible!

Man looking out window with laptop and coffee cup on table in front of him

Solutions Beyond Traditional Banking

Managing a business requires more than checking and savings accounts. Somerset Trust offers treasury management services and digital tools designed to help streamline operations, improve cash flow, and support day-to-day decision-making.

Treasury Management Services

Our treasury management solutions help businesses automate processes, improve efficiency, and maintain greater control over financial operations.

Merchant Card Processing

Accept customer payments through in-store, mobile, wireless, and online solutions designed to support convenient transactions and business growth.

ACH Origination

Create electronic payments for employees, vendors and customers while simplifying payroll, collections, and recurring payment processes.

Remote Deposit Capture

Deposit checks from your office, improve funds availability, and reduce trips to the bank or courier costs.

Positive Pay

Add an extra layer of protection by identifying suspicious check and ACH activity before transactions are finalized.

Business Credit Card

Manage business expenses with spending controls, consolidated billing, online account access, and local servicing support.

Sweep Accounts

Automatically transfer funds between accounts to help manage liquidity, maintain target balances, or maximize potential interest earned

Manage your Business Finances with Confidence

Treasury management services can help your business save time, reduce manual work, improve account visibility, and add safeguards around payments and cash flow.

Improve Efficiency

Automate routine banking tasks and reduce the time spent managing manual payment and deposit processes.
Strengthen Security

Use tools designed to help identify suspicious activity and support stronger account protection.
Manage Cash Flow

Move money more efficiently and maintain better visibility with incoming and outgoing funds.
Stay Connected

Access business banking tools, reports, and account information from anywhere and at any time.

Woman wearing apron working on laptop at the counter of a coffee shop

Business owner sitting in desk chair with feet crossed on desk and talking on phone

Let's Build Your Treasury Strategy

Every business operates differently. Our team can help you identify the treasury management tools that best support your operations, cash flow, and financial goals.

Start the Conversation

Tell us about your business, payment processes, banking challenges, and operational needs.
Review Your Options

We'll walk through available treasury management services and recommend solutions that fit your workflow.
Implement and Manage

Get set up with the tools you need and receive ongoing support from Somerset Trust as your business evolves.

Treasury Management FAQs

Treasury management can help your business handle money movement, payments, deposits, and account safeguards more efficiently. These answers can help you understand the basics before you talk with a business banker.

Which treasury management services does my business need?

The right services depend on how your business receives payments, pays employees or vendors, handles deposits, and monitors account activity. A Somerset Trust business banker can help you evaluate available options.

What is treasury management?

Treasury management includes tools and services that help businesses manage cash flow, process payments, deposit funds, and add safeguards around account activity.

Can treasury management help reduce trips to the bank?

Yes. Services like Remote Deposit Capture can help your business deposit checks electronically from your office, which may reduce branch visits or courier needs.

How can Positive Pay help my business?

Positive Pay can help identify check or ACH activity that does not match established criteria, giving your business an opportunity to review flagged transactions.

Trusted by Our Neighbors

Somerset Trust Co. has been the only bank I have ever worked with that is on top of their game. The staff and management is always there to answer any questions that I have.

Charles Kennedy, Tri State Electric Inc.

Working with this team has been an exceptional experience from start to finish. The combination of responsiveness, expertise, and true customer care made all the difference, and we couldn't be more grateful for the experience.

Dave Mohnkern, Dynamic Metal Processing Corporation

Somerset Trust continues to demonstrate its commitment to our community by covering the cost of one course per semester for early college students at Allegany College of Maryland. This generous investment opens doors to educational opportunity for countless Somerset County students.

David Jones, President, Allegany College of Maryland

The team at Somerset Trust is very responsive which made our banking transition seamless. There is always support staff available when a question or problem arises. We couldn't be happier with our working relationship with Somerset Trust.

LaVale Sanitary Commission

STC has assisted the VFD with several loans to renovate our building and purchase a new fire engine, each time they were more than willing to finance our projects. The process was fast and easy with very competitive rates on the deposit side.

Meyersdale Volunteer Fire Department