Business Spending Made Simpler

From everyday purchases to larger business expenses, a business credit card can help you manage spending with greater flexibility.

Two restaurant owners making a purchase with business credit card

Designed for Day-to-Day Business Expenses

A business credit card can help simplify purchases, manage expenses, and keep business spending separate from personal finances. Whether you're covering routine expenses or larger purchases, the right card can help your business stay organized and moving forward.

Helpful Features for Business Spending

A business credit card can help streamline purchases, support day-to-day operations, and give you a convenient way to manage expenses as your business grows.

Purchasing Flexibility

Cover everyday business expenses, supplies, travel, and larger purchases with added flexibility.

Expense Organization

Keep business purchases separate from personal spending to make tracking and recordkeeping easier.

Cash Flow Support

Use a business credit card to help manage timing between purchases, payments, and incoming revenue.

Convenient Access

Give your business a practical payment option for in-person, online, and recurring purchases.

SpendTrack® 

Spend less time managing your company’s card spending and more time growing your business. SpendTrack® is an all-in-one tool to issue cards, manage user permissions and credit lines, track expenses and more. See how your team can benefit from real-time card controls and approvals while you make smarter financial decisions. Available on both desktop and mobile, giving you and your employees access anytime, anywhere.

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Benefits for Owners & Managers

Everything you need to manage business expenses with ease.

Owners & Managers can:

  • Manage user permissions and credit lines
  • Set spend limits and restrictions
  • Approve expenses quickly with real-time control
  • And more
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Benefits for Employees

Empower your team while staying in control of business card spending. 

Employees can:

  • Manage receipts and view statements
  • Make payments on their card(s)
  • Submit expense approvals
  • Request credit-line increases
  • And more

Get Started With a Business Credit Card

Whether you need a card for everyday purchases, travel, or recurring expenses, Somerset Trust can help you take the next step.

  • Talk Through Your Needs

    Tell us how your business plans to use a credit card and what kind of spending support you need.

  • Review Your Options

    We’ll help you understand available card options, features, requirements, and next steps.

  • Start Using Your Card

    Once approved, use your card to manage purchases and support day-to-day business spending.

Get Started

Business Credit Card FAQs

Business credit cards can support everyday spending, but it helps to understand how they fit into your operations. These answers can help you prepare before you apply.

A business credit card can help you manage business purchases, separate business and personal expenses, and handle day-to-day spending more efficiently.

Business credit cards are commonly used for supplies, travel, recurring payments, equipment purchases, and other approved business-related expenses.

It may help with timing between purchases and payments, depending on your card terms and how your business uses the account.

Start by contacting Somerset Trust or visiting the Get Started page. Our team can explain available options, requirements, and next steps.

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Let’s Move Forward, Together

Open an account, explore your options, or receive personalized guidance from a local expert.

Get Started