Borrow With Purpose

Big plans and unexpected expenses both deserve clear guidance. Somerset Trust offers personal borrowing options with local support to help you move forward in a way that fits your life.

Get Started

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Borrowing Starts Here

Whether you're ready to apply or simply comparing options, our team can help you understand the process and take the next step with confidence.

Share Your Goals

Tell us what you're planning for, whether it's a home purchase, education, a major expense, or something else.
Review Your Options

We'll help you compare available loan solutions, explain the details clearly, and answer your questions.
Move Forward Confidently

Choose the option that fits your needs and work with a local lender who will guide you through the process.

Trusted by Our Neighbors

Somerset Trust Co. has been the only bank I have ever worked with that is on top of their game. The staff and management is always there to answer any questions that I have.

Charles Kennedy, Tri State Electric Inc.

Working with this team has been an exceptional experience from start to finish. The combination of responsiveness, expertise, and true customer care made all the difference, and we couldn't be more grateful for the experience.

Dave Mohnkern, Dynamic Metal Processing Corporation

Somerset Trust continues to demonstrate its commitment to our community by covering the cost of one course per semester for early college students at Allegany College of Maryland. This generous investment opens doors to educational opportunity for countless Somerset County students.

David Jones, President, Allegany College of Maryland

The team at Somerset Trust is very responsive which made our banking transition seamless. There is always support staff available when a question or problem arises. We couldn't be happier with our working relationship with Somerset Trust.

LaVale Sanitary Commission

STC has assisted the VFD with several loans to renovate our building and purchase a new fire engine, each time they were more than willing to finance our projects. The process was fast and easy with very competitive rates on the deposit side.

Meyersdale Volunteer Fire Department