Save with Confidence

Whether you're building an emergency fund, saving for a major purchase, or planning for what's ahead, Somerset Trust offers savings solutions designed to help you reach your goals with confidence.

Savings Account FAQs

Saving for the future often comes with questions. These answers can help you better understand your options before opening an account or connecting with a Somerset Trust banker.

What do I need to open an account?

To open an account, you’ll typically need a valid photo ID, your Social Security number, and an opening deposit. Some accounts may have additional requirements. A local banker can walk you through the process and help you choose the right option.

Can I open an account online?

No, business accounts cannot be opened online. Please visit your local branch to open a checking and/or savings account for your business.

How do I access online and mobile banking?

Online Banking can be accessed online from the home page or via the Login button in the top right corner. On a mobile device, it can be easily accessed via the STC Mobile app, available for download from the Google Play store (for Android devices) and Apple Store (for Apple devices).

Trusted by Our Neighbors

Somerset Trust Co. has been the only bank I have ever worked with that is on top of their game. The staff and management is always there to answer any questions that I have.

Charles Kennedy, Tri State Electric Inc.

Working with this team has been an exceptional experience from start to finish. The combination of responsiveness, expertise, and true customer care made all the difference, and we couldn't be more grateful for the experience.

Dave Mohnkern, Dynamic Metal Processing Corporation

Somerset Trust continues to demonstrate its commitment to our community by covering the cost of one course per semester for early college students at Allegany College of Maryland. This generous investment opens doors to educational opportunity for countless Somerset County students.

David Jones, President, Allegany College of Maryland

The team at Somerset Trust is very responsive which made our banking transition seamless. There is always support staff available when a question or problem arises. We couldn't be happier with our working relationship with Somerset Trust.

LaVale Sanitary Commission

STC has assisted the VFD with several loans to renovate our building and purchase a new fire engine, each time they were more than willing to finance our projects. The process was fast and easy with very competitive rates on the deposit side.

Meyersdale Volunteer Fire Department