Fiduciary Guidance for Long-Term Stewardship

Our Trust & Investment Management team provides personalized investment management, trust administration, and estate-related support to help individuals, families, and institutions plan with clarity and confidence.

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Solutions Designed Around Your Needs

Whether you're planning for retirement, managing investments, or preparing to transfer wealth, our team provides personalized support tailored to your goals.

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Investment Management

Receive professional portfolio management and fiduciary oversight designed around your objectives, time horizon, and comfort with risk.

Includes:

  • Portfolio management
  • Asset allocation
  • Portfolio monitoring
  • Investment reviews
View Investment Management Services
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Retirement Planning

Prepare for retirement with a personalized strategy that considers your goals, lifestyle, income needs, and long-term financial priorities.

Includes:

  • Retirement income planning
  • Long-term financial planning
  • Legacy considerations
  • Ongoing strategy reviews
Explore Retirement Planning Services
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Trust & Estate Planning

Help protect your wishes, provide for loved ones, and support the orderly transfer of assets through trust and estate planning services.

Includes:

  • Trust administration
  • Estate settlement support
  • Fiduciary services
  • Legacy planning considerations
Learn About Trust Services

Built Around Your Goals

As a fiduciary, Somerset Trust is committed to acting in the best interests of the clients and relationships we serve. Our team brings thoughtful guidance, disciplined oversight, and a personalized approach to trust and investment management.

Best-Interest Responsibility

We are committed to acting with care, loyalty, and attention to the responsibilities entrusted to us.

Customized Strategies

We tailor investment and trust services around each client’s goals, time horizon, needs, and priorities.

Experienced Administration

Our team provides support for trust administration, estate-related responsibilities, portfolio oversight, and ongoing account management.

Long-Term Relationships

We focus on lasting relationships built through clear communication, personal service, and steady support over time.

Rooted in Trust Since the Beginning

Somerset Trust Company was incorporated in 1900 with trust powers and fiduciary responsibilities, and since 2005, the Historic Trust Building has been home to the Trust & Investment Management Department. That legacy continues today through personalized service, careful stewardship, and long-term relationships.

Trust & Investment Management FAQs

Trust and Investment Management can involve important financial, family, and institutional decisions. These answers can help you understand the basics before speaking with our team.

A fiduciary is responsible for acting in the best interests of the clients and relationships they serve.

It may include personalized investment management, trust administration, estate-related support, custody services, retirement planning, and institutional investment services.

Individuals, families, nonprofits, and institutions may benefit from professional support with investment management, trust administration, estate planning, or long-term financial stewardship.

Trust & Investment Management provides bank-based fiduciary investment management and trust services. STC Advisors focuses on brokerage-based investment solutions, retirement strategies, and insurance guidance through LPL Financial.

Trusted by Our Neighbors

STC has assisted the VFD with several loans to renovate our building and purchase a new fire engine, each time they were more than willing to finance our projects. The process was fast and easy with very competitive rates on the deposit side.
Meyersdale Volunteer Fire Department
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Let’s Move Forward, Together

Open an account, explore your options, or receive personalized guidance from a local expert.

Get Started

Non-deposit, investment products offered by the Trust Department are NOT FDIC Insured*, are NOT Guaranteed by the Bank*, are NOT Bank Deposits or Obligations*, and May Lose Value.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRAA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Somerset Trust Company and STC Advisors are not registered as a broker/dealer or financial advisor. Registered representatives of LPL offer products and services using STC Advisors, and may also be employees of Somerset Trust Company. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of, Somerset Trust Company or STC Advisors.
Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value